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CONTACT US:

27281 Las Ramblas
Suite 200
Mission Viejo, CA 92691


949-256-5066
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Mortgage Angel


News

May 2008!

While the mortgage industry has been facing difficult times, we are still funding loans to qualified individuals. We are still enjoying low rates at or below 6% for conforming loan amounts and under 7% for a 5 year fixed in the jumbo category! If you're looking to refinance your mortgage, now is the time to do it before rates increase which are expected to rise this year. We offer the best and innovative programs that suit your needs, such as 1,3,5,7,10, 15,30, and 40 year fixed loans. Also, ask us about our Fixed Rate adjustable neg-am loan.,

We're excited to introduce 2 new loan programs!

HIGHLIGHTS for Second (2nd) Mortgages to 100% LTV:

  • Up to 100% Loan to value for full income documentation and 80% for EZ Qualify/No Income Verification!
  • No Ratios, bank statements or paystubs/tax returns to worry about!
  • No debts to pay off , ALL CASH OUT TO YOU!
  • Prior BK's over 3 years OK!
  • From $30K-$250K for W-2's employees and $35K-$75K for Self Employed Min. 680 score & up to $100K Min score of 720 for EZ Qualifier/NIV!
  • Loans for both W-2 & Self employed!
  • Available for SFR, Condo/Townhome, 2-4 unit, Manufactured Home & 2nd Home Owner Occupied up to 100% loan to value.
  • 24-48 HOUR APPROVAL!

HIGHLIGHTS for Refinance or Purchase First (1st) Mortgages:

  • No Fico to 70% LTV Stated or Full doc.
  • 100% LTV Full income Doc 640 Score. Stated 80% LTV, 700 score for conforming loan amounts. Non-Owner Stated-700, Full Doc-660 to 80%, 700 score to 90% LTV.
  • 70% LTV Non-owner Stated-700 Score. Full Doc 80% 680 score.
  • New! 100% combined loan to value Full doc from 600 for conforming loan amounts.
  • Self Employed borrowers OK!
  • NO PMI or MI Insurance required!
  • No debts to pay off, Cash-out refinance!
  • Loan amounts to $1,000,000 for 90% LTV! Up to $5,000,000 different LTV's.
  • 24-48 hour Approval!

These two loan programs complement and are just a sampling of our many unique loan programs to cater your needs, from $25,000 to $5,000,000, from excellent to bad credit, from full income documentation to No Doc Express, from Single Family Homes, Condos, Mobile Homes to small Commercial. We specialize in Jumbo, No Income Verfied 1st and 2nd mortgages up to 90% and our Full doc combo loans to 95% on A paper! We have the loan that fits you just right. If we can't get you a loan then no other lender can either, because we care!

Now that you know the different loans that we do click on "loan application" below so that we can get you your approval within 48 hours.

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