Below is a mini-application (not a formal application) for us to review your request. Based on the information you provide us in this form, we can outline to you the terms under which we believe we can close your loan transaction. We will respond to you by phone or e-mail within 1-2 business days.

There are NO application fees for us to review your mini-application. Once we express an interest for your funding request, we will outline all rates, terms and costs. Please be prepared to pay for appraisal, on site inspection and other charges upon a formal application. We do all states and our minimum loan amount is $500,000.00

Remember if this is a purchase, you must have at least 10% equity (if under $1 Million) or 20% (if over $1,000,000)into the deal. We do not do 100% loans with no money down payment, unless you have other property we can cross collateralize.

Once we review your mini-application and are prepared to move forward we will need the following information from you:

Photographs of the Property.
Most recent 3 year property operating statement which have been certified correct by borrower.
Current Rent Roll.
Copies of all leases.
Borrowers most recent 2 years tax returns.
Current Financial Statement for any & all general partners.
If Purchase: Purchase & Sale Contract.
Copy of most recent Hazard Insurance bill.
Copies of all utility bills for most recent 12 months.
Copies of existing property management contract & background info.
Maps of property and location.
Borrower resume.
Name & address of current lender.
If Applicable: Franchise Agreement, Ground Leases and Tenant Delinquency report.

This application is for a Commercial Property loan not a regular Hardmoney or Residential Loan. Please do NOT complete application if your request is NOT for a Commercial property LOAN.

Loan Amount requested:(see min. loan requirements above)
Is this a Purchase or Refinance?
Type of loan wanted- Bridge, Construction, BK or Foreclosure bailout, etc., please describe:
Your E-mail address:
Your Name:
Contact Phone & Fax #:
Borrowers Name:
Type of Borrowing entity-Sole, Corp, etc.:
Are you the principal or broker? If broker what is your company name and Ph. #:
Were you Referred to us by anyone or spoke to in our company?:
Address of Property, city, state and zip:
Name of property?:
If Purchase, What is the amount of Down Payment?:
If Purchase, What is the amount of the Purchase Price?:
If Purchase, When is schedule closing date and/or if NEW-completion of Construction:
IF Purchase, A)Has purchase contract been signed, B)If so, what amount of deposit has been made and C)Who is holding the Deposit?:
If Purchase, Do you have a closing agent/escrow/title already opened?:
If Refinance, Do you have a prepayment penalty on your 1st mortgage?:
If REFI. when was property last refinanced and what is your current rate?:
If REFI. when was the property purchased (date) and what was the purchase price?:
Type of Property:
What year was prop. built and year of renovations, if any?:
# of units and sq. feet?:
What is the property Current Occupancy?:
What are the Largest Tenants (if Commercial not Apts.):
How much is currently owed on the property and what are the current terms?:
What is the Value and date of last Appraisal?:
What rate,terms,amort., etc. are you looking for?
What are the Use of funds for?:
Who is your current lender?:
What is your credit score?:
What was the Effective Gross Income for 2009?
EGI YTD for 2010:
EGI Proforma:
Expenses 2009:
Exp. YTD-2010
Exp. Proforma
Net. Oper. Income - 2009:
NOI YTD-2010
NOI Proforma
Tenant Improvement & Leasing Commissions for 2009, 2010 & Proforma:
Replacement Reserves for 2009, 2010 & Proforma:
Adjusted Cash Flow for 2009, 2010 & Proforma
Is there a certain date you need to close on this transaction?